Navigating insurance coverage for varicose vein treatment
August 23rd, 2010Patients living with painful swelling from venous reflux disease, or varicose veins, know all to well that the condition is more than just a cosmetic issue. Varicose veins can lead to swelling of the lower limbs, skin inflammations and leg ulcers. The condition is also progressive–symptoms will worsen over time, if left untreated. Unfortunately, many health insurers see the condition differently. In some circumstances, the insurance company may deny coverage by claiming treatment is an “elective cosmetic procedure”.
The core determinant of the medical necessity for treatment of varicose veins is a diagnosis of superficial venous reflux disease, obtained after an in-office consultation and ultrasound evaluation with a vein surgeon specialist.
CRITERIA ELIGIBILITY
Some insurance companies may also use additional criteria, beyond the diagnosis of venous reflux, to determine if vein treatment is “medically necessary”. These criteria may include one or more of the following:
1. Lifestyle Disruption: daily activities of the patient must be significantly disrupted
2. Chronic or Recurrent Pain as a result of the condition
3. Failure of Conservative Measures: Other methods of treatment, such as medically prescribed compression hose or stockings, have failed to provide adequate relief
4. Vein Size: Bulging veins larger than 4 mm are often considered medically significant
5. Complications: Episodes of phlebitis, bleeding veins, leg swelling and leg ulceration make it more likely an insurance company will consider treatment medically necessary
MEDICARE
Medicare may reimburse vein specialists for “medically necessary care” but not for “cosmetic care”. However, with ultrasound documentation of venous reflux disease, Medicare will usually deem endovenous ablation and ambulatory phlebectomy to be medically necessary. Medically necessary signs and symptoms, such as pain, swelling, disruption of lifestyle and ulceration, will also be documented.
NEXT STEPS
Prime Surgicare participates with most health insurance companies and Medicare. For more information about varicose vein diagnosis and treatment options, please call us at (732) 637 - 6370 to schedule a consultation and examination. You can also obtain additional background information here. To read one of our patient’s stories about this procedure, click here.

